520-365-3983

Home Affordable Refinance Program

Edwards Financial Services

The Mortgage Broker Professionals

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Home Affordable Refinance Program (HARP) Serving Tucson, Mesa & all of Arizona

Are you struggling to afford your home? Are you finding it harder to make your payments, but unable to get refinancing because your home’s value has declined? If you’re struggling to stay in your Tucson, AZ home, help is available.
At Edwards Financial Services, we understand that falling home prices have put a strain on many families’ finances. Fortunately, the government’s Home Affordable Refinance Program (HARP) is designed to help responsible homeowners like you get new, more affordable mortgages – even if your home isn’t worth what it once was. And at Edwards Financial Services, we're here to walk you through the process of applying for assistance. Our team is dedicated to helping you keep your home and retain the lifestyle you've worked hard to achieve. If you are eligible for the HARP program you may also be eligible for the Save Our Home AZ program administered by the Arizona Department of Housing. This program may provide assistance to eligible Arizona homeowners in the form of a principle reduction in addition to refinancing to a lower interest rate.
Contact us in Tucson, AZ today to learn more about our HARP refinancing programs and to find out whether you qualify.

  • Our Clients Say

    Ray and Eric worked diligently to assist my husband and I during the refinancing of our home. They were quick, responsive, and did everything they could to make the process as quick and painless as possible. We cannot recommend them highly enough. True professionals with a high degree of knowledge and skill. We will continue to do business with Ray and his team on all our real estate needs in the future. - NA NA

  • Our Clients Say

    Ray and his team proactively reached out to our security consulting firm during this difficult time to ensure their customers’ private information was both safe and secure. They were receptive and accommodating during our team’s assessment and it was apparent from the start that they truly care about their client’s data security. If you are looking for a 1st class mortgage lender who takes the time necessary to protect your financial information, Edwards Financial Services should be at the top of your list.- Jeff Welch

  • Our Clients Say

    Mr. Edwards and his team recently completed a loan for me and I could not be more satisfied. I have been using their team to complete loans since 2003 and they have always got the job done even when there have been multiple obstacles. I have referred multiple of my closest friends and family to their team and have only heard the loans were completed and each of their customers were satisfied. I will continue to work with this outstanding team and would recommend them to anyone who asks. Thanks Ray!- John Marshall

Our philosophy

When people need a Tucson mortgage broker, they come to Edwards Financial Services because they know they'll be treated right. Licensed in Arizona, we are a brokerage company that goes the extra mile to help our customers get into the right homes. We'll do all we can to help you get the loan that fits your needs and your budget.
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